How to get help with your rent or mortgage – NBC4 Washington

Thirty-nine percent of American adults say they are not current on their rent or mortgage. Help is available at local and national levels.

Mark McArdle of the Consumer Financial Protection Bureau said he understands how tough the housing market is.

“For a lot of people it’s very scary and very confusing, and it’s easy to put off taking action,” he said. “But in general, it’s always best to seek help early and see what your options are.”

A number of financial assistance programs aim to help people stay in their homes. Here are a few:

rental assistance

The Consumer Financial Protection Bureau has an online tool to help renters and landlords apply for payment assistance. The tool connects people to state and local programs that are currently distributing money.

Although the Stay DC program is no longer accepting applications, individuals may still be eligible for emergency rental assistance listed on the program’s website.

Both Maryland and Virginia accept requests for rental relief through the state. Fairfax County is also accepting applications. Some of these programs require owners to complete the application process, so it is recommended to keep an open line of communication.

Mortgage help

The DC Homeowner Assistance Fund pilot program is available to eligible homeowners in select ZIP codes.

Maryland and Virginia are both accepting applications for mortgage relief funds.

Find more information here.

Utility bills

Get help with utility bills by contacting local Low-Income Household Energy Assistance Program (LIHEAP) offices or calling the National Energy Assistance Hotline at ( 866)-674-6327.

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