“I use the cashback to pay off my mortgage,” says a 40-year-old man

A 40-year-old man from Reading has revealed he used cashback websites to pay off his mortgage. Data analytics consultant Simon Lavender reckons he gets money back on 99 per cent of all the purchases he makes and reckons he’s pocketed £4,000 on his own from Topcashback over the past few years. last 15 years.

His biggest single cashback payment was £200 as an incentive to sign up for an ISA and, although some sites require proof of receipt, Simon thinks such a minor inconvenience is well worth the rewards. He told the Mirror: “I just think it’s a given, especially in the current circumstances where everyone is trying to save a little money whenever they can.

“It’s very simple and quick to use, but it gives you the opportunity to save money on something you were going to buy anyway. It’s also surprising how many things you can get discounted. money.”

Simon was introduced to cashback by his savvy parents and admits he checks if he can get it on “absolutely everything” and, in his opinion, you pretty much can, after making qualifying purchases from his energy supplier and its telephone insurer, as well as to book holidays online and buy clothes. “It’s definitely worth keeping an eye out for special offers and increased reimbursement rates, especially if you’re considering buying a big-ticket item or taking out a new utility contract,” he advises.

“Sometimes you only gain a few pounds back, but it all makes a difference in the long run.” He added that the only real downside is that some cashback companies can take weeks or even months to transfer the money to your bank account, but if you’re constantly transacting, it becomes less irritating.

“I’ve had different experiences over the years,” he explains. “Sometimes I get the money quite quickly, others it takes a few weeks, but as long as it arrives I don’t mind.”

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